If you already have Willog data, use it right now as leverage for premium negotiations. If you're new to Willog, start collecting data to prepare for premium negotiations.
Shock Threshold Exceeded
Updated 30 sec ago
Parametric Claim Approved
Automatic Payout Initiated
$ 45,000
Recurring insurance issues in logistics operations,
solve them with a logistics-specialized insurance solution.
Product damaged but not covered?
Cargo damage caused by temperature deviation, shock, or delay in arrival are difficult to be covered by conventional insurance. Your loss is covered just in case of freezer malfunction and breakage.
Do you have to gather all that complex evidence yourself?
On-site photos, temperature records, and transport history — the person in charge must collect all documentation. Disputes with the insurer also fall entirely on the person in charge.
Does Insurance buying and renewing insurance policy really take this long?
Comparing multiple insurers, preparing documents, missing handovers when staff changes. Insurance administration can end up eating into your core business.
No claims, yet still no way to lower your premium?
The same premium every year, even with no claims. With no way to prove your company's risk-management capability, negotiation was simply off the table.
Solved with parametric insurance
Without investigating the cause of the accident, insurance is automatically paid out when pre-defined conditions (temperature, shock, etc.) are met.
Automatic evidence from device data
IoT real-time monitoring detects temperature-excursion and shock anomalies and generates data-based reports.
98% Reduction in Admin, Handled by Dedicated Manager
Full handling of insurance admin; Insurance buying-approval wait time cut by 98%.
Up to 30% premium savings
Based on customized data design, up to 30% reduction when renewing existing market products
Half a day of admin work
done in just 5 minutes.
98 % reduction
Insurance Buying-approval wait time
Through tailored data design,
we bring your premium reduction.
30 %
Maximum premium discount rate
When a loss occurs,
we pay the estimated loss first.
10 % advance payment
The industry's first advance-payment system
The gaps conventional insurance leaves behind—
Willog Insurance designs the coverage itself.
It's a model where, without examining the cause of loss, the payout is made automatically once predefined conditions (temperature, shock, etc.) are met. The person in charge doesn't need to prepare separate evidence.
How does it actually work?
Pharmaceutical cold-chain example
For an item that must be kept at -8°C to 2°C, assuming a coverage amount of KRW 10 billion:
* Processed automatically based on data, with no separate evidence submission and no insurer review.
Payout target
Within 15 days
Disputes
Dispute-Free
Coverage method
Auto-trigger
Covers only damage caused by refrigeration/cooling equipment failure
Temperature excursions not caused by equipment failure aren't covered
Payout takes 60–90 days
Automatic Trigger immediately upon temperature/shock/transport delay deviation
Trigger → claim filed → payout (dispute-free)
Fast payout within 15 days
This insurance service is provided by Willog Insurance, a licensed insurance agency; the insurance contract is concluded between the insurance company and you. (Willog Insurance Compliance Review No. 2026-0002)
